Mortgage News
- Todd Probasco
- Oct 31
- 1 min read
Current Mortgage News: Rates, Trends, and Opportunities for Homebuyers

As we move through late 2025, mortgage rates continue to be a key topic for both homebuyers and homeowners. Recent data shows rates have started to stabilize after months of fluctuation, giving buyers a little more confidence heading into the end of the year. While rates remain higher than the historic lows of previous years, there are still excellent opportunities available—especially for qualified borrowers who work with an experienced mortgage professional.
In the Chicago area, competition for homes has eased slightly, creating more balance between buyers and sellers. That means now could be a smart time to get pre-approved and take advantage of more favorable market conditions. Refinancing is also making a comeback as homeowners look to consolidate debt or tap into their home equity.
At Lakeside Bank, I work directly with each client to secure competitive mortgage rates, fast approvals, and a smooth closing experience. Whether you’re buying your first home, upgrading, or refinancing, I’ll help you navigate today’s market with confidence and clarity.
If you’re thinking about purchasing or refinancing in the Chicagoland area, contact me today for a free same-day quote or pre-approval.
📞 Todd Probasco – VP of Mortgage Lending, Lakeside Bank💻 www.toddprobasco.com⭐ Read my 5-Star Google Reviews



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