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How to Get a Mortgage in Chicago: Work with Todd Probasco, an Experienced Chicago Mortgage Broker

Writer: Todd Probasco
Todd Probasco
4 days ago
2 min read

Buying a home is one of the biggest financial decisions you will make, and getting the right mortgage is an important part of the process. Whether you are purchasing your first home, upgrading to a larger property, refinancing your current mortgage, or accessing your home's equity, working with an experienced mortgage professional can make the process easier. If you are looking for a trusted Chicago mortgage broker, Todd Probasco can help guide you every step of the way.

Step 1: Understand Your Mortgage Options

Before starting your home search, it is important to understand how much you can afford and which mortgage program best fits your financial situation. Mortgage options include conventional loans, FHA loans, VA loans, jumbo loans, first-time homebuyer programs, and investment property financing. An experienced mortgage broker can help compare available programs, interest rates, down payment requirements, and closing costs.

Step 2: Get Pre-Approved Before Shopping for a Home

A mortgage pre-approval is one of the most important first steps when purchasing a home. Your lender will review your income, employment, credit history, assets, and existing debts to determine how much you may qualify to borrow. Having a pre-approval letter gives you a better understanding of your budget and shows sellers that you are a serious buyer.

Step 3: Gather Your Financial Documents

To get your mortgage application moving, be prepared to provide recent pay stubs, W-2s, tax returns, bank statements, and other financial documentation. Self-employed borrowers and real estate investors may need additional documentation. Having everything organized can help avoid delays.

Step 4: Choose the Right Mortgage Professional

Not all mortgage lenders offer the same programs, pricing, or customer service. Working with an experienced mortgage broker like Todd Probasco at Lakeside Bank gives you access to professional guidance and mortgage solutions designed around your needs. Todd has more than 20 years of mortgage industry experience and has helped hundreds of homeowners navigate the financing process.

With over 140 five-star Google reviews, Todd takes pride in providing personal attention, competitive mortgage solutions, and a smooth closing experience.

Step 5: Close on Your New Home!

Once your offer is accepted, your mortgage application moves through underwriting, appraisal, and final approval. Your mortgage professional will help coordinate the process and keep you informed until you receive your clear-to-close and get the keys to your new home.

Contact Todd Probasco – Chicago Mortgage Broker

Whether you are buying a home, refinancing, purchasing an investment property, or exploring a home equity loan, Todd Probasco is ready to help.

If you are searching for one of the best mortgage brokers in Chicago, contact Todd today for a free mortgage consultation and personalized quote.

Todd Probasco | Vice President of Mortgage Lending | Lakeside Bank

Your next mortgage starts with the right conversation. Let's get you home!

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