Loan Programs

​We offer all types of mortgage programs:

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Conventional - Loans with conforming loan limits

Jumbo - High-valued properties exceeding conforming loan limits
FHA & VA: Government-backed loans with lower down payment options (FHA: 3.5%, VA: 0%)

1st Time Home Buyer: With low down payments
Asset-Based Income: Loans that consider investment and retirement assets as income for qualifying
Portfolio Loan: Lakeside Bank’s own 5-year ARM Portfolio Program

Dr. Loan Program - Up to 100% financing for Doctors, Dentists and Veterinarians 
Home Equity Loans: Loans up to 80% combined loan to value
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Best mortgage rates
Lending in all 50 states
 

First responders, teachers, and first-time homebuyers receive a great mortgage rate and a $500 closing cost credit!